OCSEA Extras
Your union web source on membership benefits & discounts

Through the Fifth Third Membership Advantage Program, OCSEA members receive all of the following special banking privileges when signing up for a Fifth Third Bank checking account.

• Up to 10 Free Nationwide ATM¹ transactions per month with active checking account²
• Earn a savings bonus with a Relationship Savings³ or Goal Setter Savings account⁴
• Save an estimated $800 (1/2 discount point) on mortgage loans⁵
• Save money with a 0.50% discount on installment loans⁶
• Free Mobile Banking⁷
• Free Notary Services
• Free Cashier’s Check
• And so much more!
  

To participate in the Fifth Third Membership Advantage Banking program, visit any Fifth Third location or call 877-579-5353.

To receive these benefits, simply give the representative the Membershp Advantage code for OCSEA: 1295.

1. There is no charge from Fifth Third Bank for using other banks’ ATMs, and any fees from other ATM networks will be rebated back to you the same day up to 10 per month. Direct deposit of paychecks or retirement benefits is required.
2. Any of the following activity: one(1) direct deposit of $100 or more which must have been received in the previous 35 calendar days; or your Fifth Third checking account must have(i) one (1) automatic checking transfer of $100 or more into a Fifth Third personal savings account during the previous 35 calendar days: AND(ii) total net transfers from your checking to savings during the previous 35 days equal to $100 or more; Or any combination of five (5) or more of the following checking activities in the previous 35 calendar days; Debit card purchases (signature or PIN); cleared check(s); online and/or telephone bill payments.
3. Savings Bonus- Open a Relationship Savings account with a Fifth Third checking account and your Relationship Savings account will receive a savings bonus each month your checking account is active². One Interest Bonus per household. $50 minimum deposit is required to open a new account. Accounts closed within 180 days of opening will be charged $25. An Interest Bonus (equal to the amount of interest already earned in the current statement cycle) is paid to the account at the end of each statement cycle based on the previous 35 calendar days checking activity. Please request a Rate Sheet for the interest rates and annual percentage yields paid on this interest-bearing account. If an account is closed before interest is credited, you will not receive any accrued interest. Interest is paid only on days when the balance is over $250 or above.
4. The one-time cash bonus will be issued after your goal has been reached. The bonus is paid at the end of the first statement cycle where the account has been opened at least 185 days and the current balance is equal to or greater than the goal amount (a $500 goal minimum is required, $25,000 goal maximum is allowed). The bonus amount is equal to the total interest earned on the account from the open date to the date the bonus is paid.
5. Receive one half (1/2) discount point if you participate in Fifth Third Bank’s Auto BillPayer and have monthly payments deducted from a Fifth Third checking, which can be used to buy down your interest rate. This adds up to a savings of $800 based on a $160,000 loan. This discount will be shown at the time of your loan application and will be applied at closing based on final mortgage amount. Loans are subject to credit review and approval. Terms and conditions are subject to change without notice, including Auto BillPayer discount, and require automatic payment deduction from your Fifth Third checking or savings account. Fifth Third Mortgage-MI, LLC. Fifth Third and Fifth Third Bank are registered service marks of Fifth Third Bancorp.
6. Installment loan discount available when payments are automatically deducted from a Fifth Third account using Auto BillPayer. Loans are subject to credit review and approval.
7. Internet data charges apply, as well as text message charges. Please contact your mobile service provider for details.
Fifth Third and Fifth Third Bank are registered service marks of Fifth Third Bancorp.
Fifth Third Bank, Member FDIC. Equal Housing Lender.